First Time Buyers

FIRST TIME BUYER MORTGAGES

With over 300 products on the Irish Market, it is vital to get the best possible advice on how to choose the mortgage that suits you.
As fully Qualified Financial Advisors we will ensure that you get the right mortgage, by using our expertise (Certificate in Mortgage Practise and Diploma In Mortgages) and our experience, our staff have extensive experience having both worked in market leading lenders and market leading Mortgage Brokerages over the past 20 years, so we believe you are dealing with the right people.

95% of our business is property purchase related:

Since we set up our business in 2005, we have specialised in property finance. 95% of our clients have used our service to buy property and during that process got to know us very well.

Fixed and Variable loans available
Free financial health check report
Interest-only mortgage options
Reduced Legal Packages
Incredibly low interest rates
Preferential repayment terms and conditions
Quick decisions and fast approvals
Fast, friendly service
Wide choice of Irish mortgages available

Warning: The cost of your monthly payments may increase, if you do not keep up your repayments, you may lose your home.
Warning: The entire amount you have borrowed will still be outstanding at the end of the interest-only period.
Warning: You may have to pay charges if you pay off a fixed-rate loan early
Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.

FINANCIAL ARCHITECTS LTD

Our Mortgage Service
At Financial Architects we believe that professional financial advise can add significant value. It is because of this belief that we prodive a Mortgage Service that does much more than simply choose the cheapest rate.

Initial Discovery Meeting
: Identifying Your Unique Requirements
: Establishing Key Mortgage Selection Criteria

Explanation of Market Jargon
: Clear and Simple Explanation Of Any Confusing Terminology

Initial Research
: First Market Analysis To Create Lender Shortlist Considering:
- Interest Rate
- Speed Of Processing
- Financial Strength
- Customer Service Ethic
- Other Costs

Application Support
: Assisting You In Completing the Mortgage Application
: Positioning Your Application For Approval
: Identifying And Overcoming Any Sticking Points

Detailed Research
: Selection Of Appropriate Lender
: Based On Up To The Minute Market Analysis of 300 products

Application Lodgement
: Submitting Your Application
: Confirming Receipt By Lender

Application Management
: 48 Follow Up To Keep The Bank On Track
: Deal With Any Issues As They Arise
: Manage The Lender/Solicitor Interaction

Solicitor Management
: Managing The Solicitor /Lender Interaction
: Communicate with your Solicitor Directly

Final Completion Service
: Managing The Final Completion Process In That Stressful Final 24hrs
: Minimising the stress/Hassle so you move in on time.

Post Closing Service
: Provide unlimited Phone/Meeting/Email access after closing