Life Insurance

ABOUT LIFE COVER

Get life insurance to ensure the future financial security of your family or your business

How does life cover work?

Life cover pays out a predetermined lump sum of money if you die within a certain time period.

This payment can be used to:

protect your loved ones financially if you die
ensure the financial survival of your business, in the event of the death of a key employee or director

We can shop around and get you the cheapest quotes on the market. As we are Fully Qualified Financial Advisors, you will get the best advice around. In fact we are fellows of the life Insurance association, which gives us the highest qualification in personal finance.

Single, dual and joint life cover

Most of our policies are available on a dual or joint life basis as well as a standard single life policy.

Single life cover
Taken out by one person
Is payable on their death during the term of the policy

Dual life cover

Taken out on behalf of two people
Is payable on each death during the term of the policy

Joint life cover

Joint life cover is also taken out on behalf of two people. It can be taken out on a first death or second death basis:

Joint life policies

Policy
When will policy pay out?

Joint life first death
After the death of the first person named on the policy

Joint life second death
After the death of the second person named on the policy